San Francisco Department of the Environment

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Affordable Financing for Energy-Saving Home Upgrades

Residential PACE (Property Assessed Clean Energy) allows homeowners to access simple, affordable financing for home upgrades that save energy and water. Whether you're looking to replace a broken furnace, add insulation to a chilly home, or install solar panels, Residential PACE is a smart - and simple - way to make it happen.

Join your fellow SF homeowners in taking advantage of Residential PACE.

  • Lower your utility bills while increasing your property value
  • No down-payment and no minimum credit score
  • Customer-oriented –  emphasis on quality projects, verified contractors and consumer protection
  • A PACE assessment automatically stays with the property upon transfer of ownership

Getting started is easy! Select a program administrator below to begin:


Our home. Our city. Our planet.