San Francisco Department of the Environment

Finance Your Energy-Saving & Water-Saving Home Upgrades

San Francisco’s Property Assessed Clean Energy (PACE) financing program helps homeowners finance energy-saving, renewable-energy and water-saving home upgrades.

Whether you are looking to replace a broken furnace, add insulation to a chilly home, or install solar panels, PACE is a smart and simple way to make it happen. 


No down-payment and no minimum credit score
Easy payments through your property tax bill
Lower utility bills
Verified contractors and consumer protection
Supported by the City and County of San Francisco

Get Started

  1. Choose a vetted PACE Financing Partner:
  2. Connect with an approved contractor and plan your project
  3. Apply for PACE financing (takes about 5 minutes)
  4. Choose your terms and sign your financing documents
  5. Complete your project and enjoy the benefits 

Learn more about San Francisco's PACE program:

Hear from a San Francisco homeowner about their experience with PACE: 

PACE Financing Covers: 

  • Heating and cooling 
  • Solar panels 
  • Insulation
  • Roofing
  • Windows
  • Electric vehicle charging stations
  • Drought tolerant landscaping
  • Greywater systems
  • Earthquake retrofits
  • And much more
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